Frequently Asked Questions
1) What does Veltkamp Agency do?
Veltkamp Agency is an independent insurance agency that helps individuals and businesses find health-related coverage options, including individual health plans, Medicare plans, and employee group plans.
2) What types of insurance does Veltkamp Agency specialize in?
Veltkamp Agency specializes in health insurance, and also offers Medicare support and solutions for individuals and small businesses.
3) Do you help with individual (non-employer) health insurance?
Yes. Veltkamp Agency helps clients shop and enroll in individual health plans, including plans on and off the Marketplace.
4) Are you ACA-certified and can you help with Healthcare.gov enrollment?
Yes. The agency states it is ACA certified and can guide clients through selecting a policy “straight off of healthcare.gov” or through Marketplace providers.
5) What Medicare plans do you help with?
Veltkamp Agency is certified to sell Medicare products including Medicare Supplements, Medicare Advantage Plus, and Medicare Prescription Plans (Part D) from multiple companies.
6) When should I start the Medicare enrollment process if I’m turning 65?
The agency recommends setting an appointment with the Social Security office three months before your 65th birthday so you have your Medicare card prior to turning 65.
7) Are there penalties if I miss Medicare enrollment deadlines?
Yes. The site notes there are penalties if you miss open enrollment times for Medicare-related plans.
8) Do you offer employer/employee group health insurance plans?
Yes. Veltkamp Agency is experienced in group health insurance plans and can provide options for employer-based groups of any size.
9) Do you help small businesses with SHOP (Small Business Health Options Program)?
Yes. For smaller businesses, the agency can assist through SHOP, which is available through the Affordable Care Act.
10) Can SHOP help my business save money (like tax credits)?
Potentially. Veltkamp Agency notes that SHOP may allow eligible small businesses to obtain a tax credit and reduce the employer share of employee premiums.
11) Can you help after I buy a policy (claims, questions, changes)?
Yes. The agency states its staff can help with claims and concerns after the sale, and can work with the insurance provider to help resolve claim issues.
12) Can I meet with someone one-on-one to review my options?
Yes. Veltkamp Agency offers one-on-one consultations to discuss insurance needs.
13) Where is Veltkamp Agency located?
Veltkamp Agency lists its address as 2620 W Main, Bozeman, MT 59718.
14) What is the best way to contact Veltkamp Agency?
You can call 406‑586‑4853 or email veronica@premierhimt.com (as listed on their website).
15) What are your hours of operation?
Veltkamp Agency lists hours as Mon–Wed 9:00 AM–5:00 PM (Bozeman) and Thu–Fri 9:00 AM–5:00 PM (Three Forks), and closed Sat–Sun.
16) Why choose an independent insurance agency like Veltkamp Agency?
The website emphasizes that as an independent agency, Veltkamp Agency can help clients compare options and avoid spending hours researching—using agent expertise to match the “best insurance policy” for the client’s needs.
